Pranay Kumar — Finance Professor, Researcher & Financial Analytics LabI am Pranay Kumar, an academician in Finance with interests in financial markets, investment analysis, cryptocurrency connectedness, portfolio management and financial analytics.Assistant Professor in Finance · PhD, Department of Management Studies, IIT (ISM) Dhanbad.This site offers teaching resources, research publications and more than 50 free financial calculators — SIP, EMI, NPV, IRR, WACC, Black-Scholes, Markowitz portfolio optimization and more. Enable JavaScript to use the interactive tools.

Dr. Pranay KumarAssistant Professor of FinanceBadruka School of Management, Hyderabad

CV Explore Financial Tools

Financial Calculators Lab

Personal Finance

FD & RD Calculator

Maturity values for bank fixed deposits (quarterly compounding) and recurring deposits.

Deposit amount

₹

Interest rate

% p.a.

Tenure

years

FD maturity = P × (1 + r/4)^(4×t) — Indian bank FDs compound quarterly.